Commerce at Western

Visa Merchant Communication Alert

January 4, 2017

As the US market migrates to EMV chip, the fraud threat from criminals placing skimming devices on, or in, attended and unattended point-of–sale (POS) devices for the purpose of collecting payment card information, including PIN numbers, increases. Perpetrators use skimmed payment information to quickly create counterfeit cards re-encoded with the stolen card information typically resulting in ATM withdrawals. To help clients combat skimming, Visa is providing guidance on recommended inspection and response actions.

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